One of the best ways to evaluate a mortgage professional is to read testimonials from past client and real estate professionals. What was their experience?

Here are just a few of the many positive feedback that I have received in the several years of experience working with homeowners and their realtors.

What Realtors have to say:

"Nancy helped many of my clients with their financing enabling them to purchase their dream homes, when other institutional lenders were unable"  -- Jerylann Mateo, Realtor, Alain Pinel, Los Altos

"Working with Nancy has been an absolute pleasure. As a former attorney, and now a realtor, I consistently aim to give my clients the very best service with the highest levels of professionalism. I enthusiastically recommend my clients to Nancy so that they can receive the best possible service with their mortgage needs." -- Bob Bredel, Realtor, Re/Max, San Carlos

"Nancy was instrumental in beating out the competition for our new home. From the one-day turn around on our pre-approval letter or helping us orchestrate a ten-day close, her professionalism, promptness and attention to detail were invaluable."
--R.Brown, San Carlos 

"Nancy's extensive knowledge and experience has helped my clients find the right loan to fit their needs."
--Denise Ewings, Realtor, Alain Pinel, Los Altos

Satisfied Clients and their experience: 

Dear Nancy,
My wife and I would like to thank you for assisting us in purchasing our home.  Being employed overseas and due to the time difference, no one that I know of is welling to work around the clock for our loan package like you did.  Especially waking up 3am your time and asking us for more details so you can get us into a better position.  Two words to describe your service, First Class!

Best Regards, Tim Hsu (purchase October, 2007)

You are a very hard worker and it shows. Thanks to your efforts, we were able to overcome many obstacles to meet a difficult timeline in our uniquely complicated situation. I will gladly refer my friends and family to you any chance I get. I am glad to know you and look forward to working with you again on future ventures.

Sincerely, Newel Price (purchase and refinance, 2007) 

"Nancy has been an absolute joy to work with. Her responsiveness, professionalism and knowledge of the lending industry allowed us to purchase our dream home. I proudly refer my friends and family with confidence". - Vanessa and Sharif (purchase August 2007)

"Working with Nancy has been a great pleasure. It was not only very important for me to get good rates but also have someone I could talk different strategies about.

Her experience, knowledge and enthusiasm made whole process very easy. She has shown tremendous out-of the-box thinking skill and professionalism to solve issue before they really became problem. I would highly recommend her to my friends and family." - Shirish and Monica (refinance September 2007)

"As an executive of one of the largest internet companies, I obviously began my search on the internet with banks that I was familiar with. Not having past experience purchasing a home or considering financing options - I carefully did my due dilgence.  In the end, there was no comparison to the time, money and stress we saved by hiring Nancy as our mortgage professional. Nancy's dedication and passion towards our personal transaction was apparent and consistent during the entire purchase transaction - start to finish. Her years of experience secured us the best financing and terms for our needs,  kept us on track and avoided any forseeable (or unforeseeable) delays that could have cost more time and money.  She was patient with our questions and proactive with helping us make all the right decisions.

 It was important for me to have someone I could reach, trust, and speak to during the process. She made herself available on our time schedule, and had come referred from a friend of mine who had worked with her.  With a busy schedule, Nancy's communication kept us entirely aware of the process, and minimized our stress and allowed us to keep forcused on our own professions and family schedules (oh yeah - and starting to pack a few boxes!).

My recommendation to others when evaluating and comparing internet mortgage rates to the dedicated service received, accessibility and loan choices provided by Nancy was in the end the best approach for securing home financing. I highly recommend Nancy for friends and colleagues who are looking for a trusted, professional, and personal mortgage professional".

J.I. Executive, eBay (purchase, June 2007)

"In a competitive housing marketing where multiple offers to purchase are common in the bay area, Nancy's experience, knowledge and access to numerous bank loan programs and interest rates were the keys to our securing the financing to buy the home of our dreams. When we found ourselves in a multiple offer situation, requiring short close, aggressive offer price, and creative financing - Nancy was there in moments notice and within cell phone reach to act quickly on our behalf. We felt confident with the loan options she presented, and by tracking the market daily, she ensured we had the best rate and terms to meet our needs. Throughout the short close of escrow, Nancy's individual attention and knowledge of the loan process helped ease our stress. Nancy's professional and ethical reputation within the local bay area realtors was also very instrumental in a multiple offer situation, as the realtor recognized Nancy's signature on the Loan Approval Letter and that aided in our offer acceptance. We highly recommend Nancy to our friends and will return to her with our future financing needs"  - M.Horne, San Jose (purchased, 5/07)

"The very professional and caring service I received from Nancy Simon included an immediate action, response, and solution to my financial lending needs. With pleasure and complete confidence I highly recommend Nancy!"
--LB, Mountain View 

Clients who took out Construction loans: (to be added)